X-OldHeader: From mwlass@home.com-DeleteThis.com Thu Jul 5 19:03:49 2001 Return-Path: <mwlass@home.com-DeleteThis.com> Received: from opus.labs.agilent.com (root@opus.labs.agilent.com-DeleteThis.com [130.29.244.179]) by jr.labs.agilent.com (8.9.3 (PHNE_18979)/8.9.3 AgilentLabs Workstation) with ESMTP id TAA04279 for <wind_talk_ls@jr.labs.agilent.com-DeleteThis.com>; Thu, 5 Jul 2001 19:03:49 -0700 (PDT) Received: from msgbas1.cos.agilent.com (msgbas1.cos.agilent.com [130.29.152.58]) by opus.labs.agilent.com (8.9.3 (PHNE_18979)/8.9.3 AgilentLabs Workstation) with ESMTP id TAA13735 for <wind_talk@opus.labs.agilent.com-DeleteThis.com>; Thu, 5 Jul 2001 19:03:48 -0700 (PDT) Received: from femail2.sdc1.sfba.home.com (femail2.sdc1.sfba.home.com [24.0.95.82]) by msgbas1.cos.agilent.com (Postfix) with ESMTP id 6D6642B89 for <wind_talk@opus.labs.agilent.com-DeleteThis.com>; Thu, 5 Jul 2001 20:03:47 -0600 (MDT) Received: from C582048A ([24.12.13.101]) by femail2.sdc1.sfba.home.com (InterMail vM.4.01.03.20 201-229-121-120-20010223) with SMTP id <20010706020346.KODX6226.femail2.sdc1.sfba.home.com@C582048A> for <wind_talk@opus.labs.agilent.com-DeleteThis.com>; Thu, 5 Jul 2001 19:03:46 -0700 Message-ID: <000801c105c0$e7ca9e80$6401a8c0@C582048A> From: "Michael Lassner" <mwlass@home.com-DeleteThis.com> To: <wind_talk@opus.labs.agilent.com-DeleteThis.com> References: <c9.123a9c9d.2875de81@aol.com-DeleteThis.com> Subject: Re: Theft Sunday Date: Thu, 5 Jul 2001 19:11:01 -0700 X-Priority: 3 X-MSMail-Priority: Normal X-Mailer: Microsoft Outlook Express 5.50.4522.1200 X-MimeOLE: Produced By Microsoft MimeOLE V5.50.4522.1200
Although (knock on wood) I've never had to use it, my State Farm Agent
assures me that windsurfers are not boats and are covered by my homeowners
insurance.
----- Original Message -----
From: <Eyes4Hire@aol.com-DeleteThis.com>
To: "Multiple recipients of list WIND_TALK"
<wind_talk@opus.labs.agilent.com-DeleteThis.com>
Sent: Thursday, July 05, 2001 8:20 AM
Subject: Re: Theft Sunday
>
> In a message dated 7/4/01 11:18:56 AM Pacific Daylight Time,
> daddy@ilovemaggie.co.uk-DeleteThis.com writes:
>
> > Maybe next time I will take out insurance. Maybe now is a good time
> > for you all to consider that as well if you are not covered.
>
> Kevin,
>
> I'd check out your homeowner's policy if you have one. You may be covered.
> Most windsurfers have had 50-50 experience with coverage under homeowner's
> policies. Most policies exclude or limit coverage on 'watercraft'. Some
> insurance companies claim windsurfing gear are 'watercraft' and others do
> not. I had a loss covered with no problem. Others have fought the
designation
> as 'watercraft' and won. When I switched to a homeowner's insurance
company
> that had a spotty history on this, I just added a boatowners policy.
>
> For under $100/year I have a boatowners policy that covers $6,000 worth of
> gear with a $100 deductible. This policy pays for itself in piece of mind
> alone because I can go to dinner in the Mission and now get overly worried
> about what is happening to my gear. I'd hate to have it stolen, but
> replacement cost coverage makes for brand new gear in the worst case
scenario.
>
> Peter
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