X-OldHeader: From Eyes4Hire@aol.com-DeleteThis.com Thu Jul 5 08:15:22 2001 Return-Path: <Eyes4Hire@aol.com-DeleteThis.com> Received: from opus.labs.agilent.com (root@opus.labs.agilent.com-DeleteThis.com [130.29.244.179]) by jr.labs.agilent.com (8.9.3 (PHNE_18979)/8.9.3 AgilentLabs Workstation) with ESMTP id IAA03521 for <wind_talk_ls@jr.labs.agilent.com-DeleteThis.com>; Thu, 5 Jul 2001 08:15:22 -0700 (PDT) From: Eyes4Hire@aol.com-DeleteThis.com Received: from msgbas2.sgp.agilent.com (msgbas2.sgp.agilent.com [141.183.101.231]) by opus.labs.agilent.com (8.9.3 (PHNE_18979)/8.9.3 AgilentLabs Workstation) with ESMTP id IAA13105 for <wind_talk@opus.labs.agilent.com-DeleteThis.com>; Thu, 5 Jul 2001 08:15:21 -0700 (PDT) Received: from imo-m04.mx.aol.com (imo-m04.mx.aol.com [64.12.136.7]) by msgbas2.sgp.agilent.com (Postfix) with ESMTP id 6923A11B for <wind_talk@opus.labs.agilent.com-DeleteThis.com>; Thu, 5 Jul 2001 23:15:26 +0800 (SGP) Received: from Eyes4Hire@aol.com-DeleteThis.com by imo-m04.mx.aol.com (mail_out_v30.22.) id v.c9.123a9c9d (4214) for <wind_talk@opus.labs.agilent.com-DeleteThis.com>; Thu, 5 Jul 2001 11:15:14 -0400 (EDT) Message-ID: <c9.123a9c9d.2875de81@aol.com-DeleteThis.com> Date: Thu, 5 Jul 2001 11:15:13 EDT Subject: Re: Theft Sunday To: wind_talk@opus.labs.agilent.com-DeleteThis.com X-Mailer: AOL 5.0 for Windows sub 139
In a message dated 7/4/01 11:18:56 AM Pacific Daylight Time,
daddy@ilovemaggie.co.uk-DeleteThis.com writes:
> Maybe next time I will take out insurance. Maybe now is a good time
> for you all to consider that as well if you are not covered.
Kevin,
I'd check out your homeowner's policy if you have one. You may be covered.
Most windsurfers have had 50-50 experience with coverage under homeowner's
policies. Most policies exclude or limit coverage on 'watercraft'. Some
insurance companies claim windsurfing gear are 'watercraft' and others do
not. I had a loss covered with no problem. Others have fought the designation
as 'watercraft' and won. When I switched to a homeowner's insurance company
that had a spotty history on this, I just added a boatowners policy.
For under $100/year I have a boatowners policy that covers $6,000 worth of
gear with a $100 deductible. This policy pays for itself in piece of mind
alone because I can go to dinner in the Mission and now get overly worried
about what is happening to my gear. I'd hate to have it stolen, but
replacement cost coverage makes for brand new gear in the worst case scenario.
Peter
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